Medical Benefits

Base Plan

The Base Plan is a QHDHP that allows enrollment in a Health Savings Account (H.S.A.) to help keep costs down while allowing you to plan for expected or unexpected expenses.
If you enroll as Employee-Only, the deductible is $2,000. If you enroll as Employee + Dependents (E/S, E/C, E/F), the combined deductible is $4,000. The entire deductible can be met by an individual or a combination of those covered by the plan.

Plan Summary

Buy-Down Plan

The Buy-Down Plan is another Qualified High Deductible Health Plan (QHDHP) that allows enrollment in a Health Savings Account (H.S.A.) to help keep costs down while allowing you to plan for unexpected expenses. The premium is the lowest of the three plans offered. An individual deductible of $3,000 applies for employee-only coverage. The individual deductible raises to $3,200, with a family deductible of $6,000 if dependents are covered by the plan.

Buy-Down Employee Only

Plan Summary

Buy-Down Family

Plan Summary

PPO Plan

The PPO Plan is a traditional PPO plan with an individual deductible of $2,000 and a maximum family deductible of $4,000. The premium for this plan is considerably higher than the other two plans, but the lower deductible can be compelling.
While you can enroll in a medical FSA, this plan does not make you eligible for enrollment in a Health Savings Account (H.S.A.)

Plan Summary

2024 BCBS Video

HSA & FSA

HSA and FSA help you to set aside money pre-tax for your and your dependents’ expenses. These accounts work differently from normal savings accounts and have restrictions on how the money can be used.

Make sure you understand what is right for you.

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Two Ways to Enroll!

Self Enroll Online

Enroll Online

Call Center Enrollment

Call: 314-442-0058

If you feel you have a good understanding of your benefits, enroll yourself online with through the UKG portal.

Enrollment counselors are available
Monday – Friday, between 8am and 7pm central time to assist with your benefits.