HSA & FSA

The Difference between HSA & FSA

HSA

If you enroll in the Base or Buy-Down HDHP, you are eligible to open an HSA. An HSA is a tax-free savings account. Build tax-free savings for health care. You can make before-tax deductions from your paycheck into your HSA, allowing you to save money by using tax-free dollars to pay for eligible medical, prescription, dental, and vision expenses.

Plan Summary

FSA

Tax-advantaged FSAs are a great way to save money. The money you contribute to these accounts comes out of your paycheck without being taxed, and you withdraw it tax-free when you pay for eligible healthcare and dependent care expenses.

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Spouse Saver HRA

This plan offers an incentive to spouses who opt-out of our medical plan by enrolling in their company’s medical insurance plan. To participate in the SpouseSaver program, spouses of participants in the medical plan must have participated in one of our medical plans or in the SpouseSaver HRA during the preceding plan year. This requirement does not apply to new hires, newly eligible teammates, or those experiencing a qualifying life event, such as marriage. Re-enrolling in this program must be done on an annual basis.

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Two Ways to Enroll!

Self Enroll Online

If you feel you have a good understanding of your benefits, enroll online using the UKG portal. Click here to review the step-by-step UKG self-enrollment guide.

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Enroll Online

Call Center Enrollment

Have questions or need assistance? Enrollment Counselors are available Monday-Friday, 8:00am-7:00pm CST. Call (314) 442-0058 or schedule an appointment.

Schedule Your Appointment Now

(314) 442-0058