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2025 Employee Benefits

Important Benefit Highlights

Medical Plan – Premiums increase 3%. This equates to biweekly increases from $0.52 (for base EE only) to $16.73 (for PPO Family).
PPO Plan – Lower Out of Pocket Maximums $9,200/$18,400. (decrease from $9,450/$18,900 in 2023)
Buy Down Plan – Deductible change to $3,300 for enrollments that include dependents (E/S; E/Ch(ren); Family. This does not impact ‘Employee Only’ enrollment (increase from $3,200 in 2023). This is an IRS required change.
Dental Plan – Premiums increase – 3%. This equates to biweekly increases from $0.18 ( for EE only) to $1.98 (for Family).
LTC Plan – New Plan: Long Term Care+Life. The former LTC plan is no longer available for new enrollment. Those already in the plan are grandfathered.
SpouseSaver – Participation is open to ALL participants in the medical plan regardless of spouse’s 2024 medical participation. The only requirement is that your spouse participate in an outside group medical plan that includes Out-of-Pocket Maximums for the 2025 Plan Year (spouses on Medicare are not eligible). The open opportunity is only being allowed during Annual Enrollment. Plan stipulations will be reinstated on 1/1/2025 (available to newly eligible, new hires, and qualifying events where spouse leaves the NueHealth Medical Plan).
Surgery Savings is no longer available as of 1/1/2025.
Survey question in UKG Enrollment Site – If your medical enrollment includes your spouse, you will be required to answer ONE (1) survey question on the medical election section. This question will NOT impact your spouse’s eligibility to enroll in the medical plan. It is for survey purposes only.
Wellness/RX Coaching – Participants currently participating in one of the three Coaching Plans for 2024 will not be required to enroll again. Participation will continue into 2025.

Vitality points opportunity – Medical Participants completing annual enrollment will earn 100 points. There is an ‘Annual Enrollment 2025’ tile in Vitality. Click the tab and follow the instructions for recording 100 points. You will be well on the way to earning the $500 gift card that will be awarded to NueHealth’s Wellness Warrior! (See details in the October newsletter)

Employees can access their medical information on MyHealthtoolkit, a concierge tool that helps members to take full advantage of their BCBS benefits. By logging on to MyHealth Toolkit, members can access Teladoc, print their BCBS ID card, find providers, check the status of claims, receive cost estimates on specific services, get access to resources related to various types of care, BCBS member perks, and so much more.

Members have access to board-certified physicians through the convenience of phone or video consults 24/7/365. Teladoc providers can treat many common medical conditions and write prescriptions according to the guidelines in your state. Log on to MyHealthToolkit to register for Teladoc.

Lifeworks is a Total Wellbeing Solution designed to help employees improve their mental and physical health and productivity at work, school, and home—compliments of NueHealth. Employees can turn to Lifeworks for confidential support through their wellness journey—anytime, anywhere via mobile or web. Services include access to 24/7 counseling and online wellbeing services, monthly webinars, and legal services.

Access the lifeworks portal at metlifeeap.lifeworks.com.
Username: metlifeeap
Password: eap

This plan offers an incentive to spouses who opt out of our medical plan by enrolling in their company’s medical insurance plan. To participate in the SpouseSaver program, spouses of participants in the medical plan must have participated in one of our medical plans or in the SpouseSaver HRA during the preceding plan year. This requirement does not apply to new hires, newly eligible teammates, or those experiencing a qualifying life event, such as marriage, during annual enrollment. Re-enrolling in this program must be done on an annual basis.

The programs connect participants with a specially trained coach to give
guidance, support, and education. The coach will work collaboratively with
members to promote medical and pharmacy management through virtual
coaching sessions, mobile apps, and other resources to help set goals and
stay on track.
*As a reward for participating in one of the coaching programs, members taking qualified maintenance medications will benefit from reduced copays for medications and supplies related to their condition.

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NueHealth cares about the financial well-being of its employees and proudly offers a 401(k) plan to help them meet retirement goals. Employees are eligible to participate the 1st of the month after 30 days of employment.  After one-year of employment employees are eligible for the company match.
Additional features include:

A 4% auto-enroll feature for all new employees
An annual auto-increase of 1% which is processed around the time of the annual merit increases.

These features are offered to assist our employees in achieving their long-term retirement goals.

https://participant.empower-retirement.com/participant/#/login

Spot Pet Insurance can reimburse up to 90% of eligible vet bills. Having financial support for an unexpected vet bill helps pet parents say “yes” to the best medical care with less worry about the cost.

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